Proof That Auto Insurance Rating by Accident Record Predicts Miles not Negligence: Fault is Predictively Irrelevant
نویسنده
چکیده
“It was established beyond the shadow of a doubt that the individual who is involved in automobile accidents, regardless of whether he appears to cause them or not, is much more likely to have accidents in the future than is the person who is accident free....[I]nvolvement in an accident regardless of who was at fault, was the important consideration.” Insurance company letter to an attorney representing an insured surcharged for a not-atfault accident. As justification the letter is citing the results of a large industry study six years earlier. U.S. Congress, 1967 (p.82).
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